Your monthly mortgage
Calculate monthly payments for Scottish Widows mortgages
Run the repayment math for a Scottish Widows mortgage using an indicative 7.74% standard variable rate. This is useful for stress-testing product transfer decisions and understanding what the fallback rate could mean for your monthly payment.
Lender context
Scottish Widows repayment planning
We start this page with an indicative 7.74% standard variable rate for Scottish Widows. That gives you a realistic stress-test range for monthly payments if you miss a refinance window or roll onto the lender's fallback pricing.
Category
Insurance-Led
Indicative SVR
7.74%
Max LTV
90%
Trust rating
4.5 / 5
Rates and lending criteria move regularly. Use these pages as planning tools, then confirm product details and overpayment rules with the lender before you act.
Step 1 of 3
Property price and deposit
Set the property price and your deposit. We will work out the loan you need.
Loan you need
£250,000
LTV 80.0% · Deposit 20.0%